Leading banking app, Monifi has put together a list of their top financial tips for saving for your next vacation.

The goal-based banking app, Monifi, makes it easy to save. Features like personalized goals, its spend and save the structure, and its trackable transaction tags so users can categorize their spending. Monifi wants you to have the best vacation yet!

From the start, it’s important to be transparent with yourself and fellow attendees about what you are willing to save and splurge on. Creating a strict budget allows you to hold yourself accountable.

Setting a firm plan early on for airfare, hotels, rentals, etc. allows you to not be surprised and unprepared for these vacation costs. Create a plan of when you will eat in or go out as well as attractions and experiences you will do each day. This is an easy way to know exactly what you need to save for.

Using the Monifi app, users can create savings “buckets.” Earn interest on these personalized buckets to help you reach your financial goals faster. Stats show about 86% of people plan to pay for vacations, though 35% don’t save for it. No more dipping into other accounts or racking up credit card charges.

Statistics show that 68% of people overspend when on vacation. Identifying the potential splurges like an expensive dinner, Uber rides, a coveted experience, etc. before your vacation will set you up for success. Having a savings net to lean back on is always beneficial for these costs.

Find a part-time job or side hustle to add a few hundred dollars into your bank account each month. Whether that’s nannying a few days a week, selling your unworn clothes online, dog walking, and everything in between. These small side gigs help you not break the bank while saving.